I know I have a list of financial goals already, but those are more "long term goals." I have a lot coming up in this next month and I feel like my mental checklist just isn't going to cut it. So, to get them out of my head and onto "paper," here they are.
- Pay off Signature Loan for last semester's tuition.
- Take out another Signature Loan for upcoming semester's tuition.
- Adjust budget to cut out unnecessary groceries, hair and transportation costs - put towards tuition
- Don't contribute to Emergency Savings this month - put that money towards tuition
- Decrease retirement contribution amount - put that money towards tuition
- Cancel dental appointment until next month
- Pay my tithing in full, and pray a lot that the Lord will provide!
School was something I completely forgot to factor into the Spending Fast equation! I don't know how I could have forgotten about it, it is my largest expense by far! I know it doesn't make sense to get into more debt when I'm trying to save as much as I can. But as the saying goes, "such is life." It's not that I can't afford school right now, I can easily factor the costs into my budget, but unfortunately my school only allows students to pay tuition for 3 weeks after the beginning of the semester and then they are kicked out of their classes. Because registration only lasts a week after the start of the semester, those that are kicked out can consider themselves "Royally Screwed." I can't come up with that kind money in 6 weeks, so a loan will help me spread out the payments in increments I can afford.
I'm starting to think that my goal of a house down payment may be a little too lofty... Ugh, I hate discouragement.
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